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Cash at the end of the month as if it's the first of the month with overdraft service.

Finance your personal needs with a credit limit or by transferring part of your salary to purchase your essential or immediate needs when necessary.

  1. Salary Overdraft

    Benefits

    • Credit limit up to 1.8 times your salary
    • Credit limit validity of one year, with available renewal
    • Interest rates starting from 16.5%

    Terms

    • Public sector employees as well as private sector employees of accredited companies who transfer their salaries to Bank of Jordan can apply
    • The commission rate is 1% which will be charged only once in advance
    • Life insurance at the applicant's expense
    • Applicant's age must be at least 21 years old and not exceeding 65 years old when granting the credit limit
  2. Temporary Overdraft

    Benefits

    • The overdraft amount reaches 50% of transferred net income after deductions
    • Withdrawn amounts are repaid in full when salary is deposited
    • 15.5% interest rate

    Terms

    • Public sector employees as well as private sector employees of accredited companies who transfer their salaries to Bank of Jordan can apply
    • The commission rate is 1% which will be charged only once in advance
    • JD 2 commission charged in advance for each withdrawal
    • Applicant's age must be at least 21 years old and not exceed 65 years old

Apply now for a salary or temporary overdraft. For more information, please visit the nearest branch or contact our Call Center around the clock at 06 580 7777.

Bank terms and conditions apply